Mortgages

What are Fixed-Rate Mortgages? They have a fixed interest rate that does not change over the life of the loan, which is typically 2 to 10 years, though terms of … Read more

Why Plan Your UK Mortgage? Understanding your UK mortgage and planning accordingly is key to ensuring you make the right financial commitments and achieve your goals. Plan ahead to understand … Read more

What is the Bank Rate? The Bank Rate is the primary interest rate, currently 0.1 percent. This holds true for secured lending to commercial banks and other financial institutions. This … Read more

Navigating Birmingham’s mortgage market requires understanding the challenges homebuyers face, the economic factors shaping mortgage options, and the role of mortgage advisors in meeting client needs. In 2025, with property … Read more

A commercial mortgage is a loan in which the collateral is a non-residential property. This flexible source of financing provides the capital that businesses or investors need to purchase or … Read more

What is a Buy to Let Mortgage? A buy-to-let mortgage is a specialist financial product for people buying a property to rent out to generate an income. In short, it’s … Read more

Why Birmingham First-Time Buyers Need Help It takes a lot of thought to understand Birmingham’s property market as a first-time buyer. Given the current rapid development of the city’s housing … Read more

Understanding Bad Credit Mortgages Bad credit mortgages serve borrowers who are struggling as a result of low credit scores. This covers people who have CCJs, defaults, missed payments or are … Read more

What is a Mortgage Broker? A mortgage broker is your shortcut to a successful home-buying experience. They act as the critical connection between the borrower and lender. Their main job … Read more

Shared Skills: Brokers and Comedians On the surface, mortgage brokers and comedians seem worlds apart. Both rely on a comparable suite of skills to relate to and move their audiences … Read more